Jeymi Aguero
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Articles
Recent activity by Jeymi Aguero-
Terminal Troubleshooting Guide (Universal)
PurposeThis guide provides a standardized approach to troubleshooting common terminal issues across supported devices (PAX, Dejavoo, Valor, etc.). It is designed to quickly identify and resolve the...
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Merchant Risk Levels
OverviewMerchants are assigned a risk classification based on factors such as their industry, processing history, transaction behavior, and financial standing.Risk levels help determine appropriate...
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Card Present vs Card Not Present Transactions
OverviewPayment transactions generally fall into two categories based on whether the payment card is physically present during the purchase. These categories are known as Card Present (CP) and Card...
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How Payment Processing Works
OverviewPayment processing is the system that allows businesses to accept credit cards, debit cards, and digital payments from customers. When a customer makes a purchase using a card, the transact...
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How to Respond to a Chargeback
PurposeWhen a cardholder disputes a transaction, a chargeback case is created and the disputed funds are temporarily removed from the merchant’s account. Merchants have the opportunity to respond t...
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Understanding Payment Processing Fees
OverviewWhen a business accepts credit or debit card payments, several parties are involved in processing the transaction. As a result, transaction fees are made up of multiple components, includin...
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The Payarc Way
OverviewThe Payarc Way represents the values and behaviors that guide how we work with each other, our partners, agents, and merchants. These principles shape our culture, influence our decisions, ...
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ACH Returns: What They Are and How to Resolve Them
PurposeThis article explains what ACH returns are, outlines common reasons why they occur, and provides clear guidance on how merchants and partners can resolve them. It also highlights Payarc’s po...
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Payarc Departments & Responsibilities
PurposeThis article provides an overview of Payarc’s departments and their primary responsibilities. Each team plays a role in supporting merchants and partners throughout the payment processing li...
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Sep 2025 - Visa’s New VAMP Rules: Here’s What You Need to Know
Visa’s Fraud Monitoring Just Got a Lot StricterVisa has officially launched the Visa Acquirer Monitoring Program (VAMP) — a new, global fraud and dispute compliance system that replaces both the Vi...