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  1. Payarc
  2. Merchant Level Resources

Merchant Level Resources

A centralized hub for merchants to access key tools and reference guides. Includes details on settlement batch types, MCC restrictions, how to request profile changes, Payarc terminology, and payment processing basics—all designed to support day-to-day account management.

Application Management

  • How to Update Your Merchant Account with Payarc
  • Settlement Delay & Cut-Off Times
  • Underwriting & Risk: Skill-Based/Social Games
  • Underwriting & Risk: Telehealth
  • Welcome to Payarc

Chargebacks

  • Sep 2025 - Visa’s New VAMP Rules: Here’s What You Need to Know
  • What Are Chargebacks? Understanding the Full Chargeback Lifecycle
  • Chargeback Reason Codes & Recommendations
  • How to Respond to a Chargeback
  • Chargeback Quick Reference: Merlinks Terms & Definitions

Merchant Category Codes (MCCs)

  • *Merchant Category Codes (MCC)
  • MCCs: HSA/FSA Payments
  • MCCs: Not Supported by American Express (AMEX)
  • MCCs: Registered High Risk

PCI Compliance

  • PCI Self-Assessment Questionnaire (SAQs) Types
  • Security Metrics: How to become PCI Compliant?

Other

  • 1099-K Form FAQ
  • ACH Returns: What They Are and How to Resolve Them

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