Jeymi Aguero
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Articles
Recent activity by Jeymi Aguero-
Payarc Definitions & Acronyms
ItemDefinition/Description5013CFederal tax emption for non-profit organizations.6-Month Rolling ReserveReserves may be released on a six-month rolling basis; for example, reserves collected in mont...
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Security Metrics: How to become PCI Compliant?
Why PCI Compliance MattersPCI Compliance refers to the Payment Card Industry Data Security Standard (PCI DSS)—a set of security requirements designed to ensure that all merchants who process, store...
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Payarc Gateway: API Tokens
PurposeThis guide is designed to help Payarc merchants understand what an API token is, how it’s used, where to find it in the Payarc Gateway (https://dashboard.payarc.net/signin), how to generate ...
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Merchant Pricing: Interchange, Card Brand Fees, and Pricing Models
PurposeThis article explains the fundamentals of interchange fees, card brand fees, and Payarc’s pricing models. It also provides guidance on identifying pricing models on a Merchant Processing App...
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Settlement Delay & Cut-Off Times
PurposeTo help merchants and internal teams understand the timing and structure of funding delays after batching out transactions, and to clarify the cut-off times and expectations based on sponsor...
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*❓NMI FAQ (Gateway)
PurposeThis FAQ provides step-by-step guidance for merchant users on how to perform common functions within the merchant NMI Gateway. It covers tasks related to API key management, batch error reso...
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Chargeback Reason Codes & Recommendations
PurposeThis article outlines common chargeback reason codes across the major card brands (Visa, Mastercard, Discover, and American Express) and provides suggested documentation that merchants shoul...
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10/17/2025: Visa Interchange Adjustment – April 2025 Small Business Credit Transactions
Overview:Visa has issued a correction for a subset of April 2025 small business credit card transactions. Affected merchants will receive refunds. No action is required.What Happened:In April 2025,...
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Sep 2025 - Visa’s New VAMP Rules: Here’s What You Need to Know
Visa’s Fraud Monitoring Just Got a Lot StricterVisa has officially launched the Visa Acquirer Monitoring Program (VAMP) — a new, global fraud and dispute compliance system that replaces both the Vi...
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9/22/2025: Funding Delay Notice – Fresno First Bank Merchants
9/22/2025 9:00 AM ESTWe are currently aware of a temporary funding delay affecting merchants boarded under Fresno First Bank (MIDs beginning with 6719). Deposits originally scheduled for September ...