Elaine Bandeira

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Activity overview

Latest activity by Elaine Bandeira
  • Elaine Bandeira created an article,

    *Merchant Category Codes (MCC)

    The MCC is a 4-digit code that indicates the type of goods and services provided by the merchant. Special MCCs MCCs: HSA Payments MCCs: Registered High Risk MCCs: Not Supported by American Express ...

  • Elaine Bandeira created an article,

    Underwriting & Risk: Skill-Based/Social Games

    PurposeThis article applies to all Skill-Based/Social Games applications submitted to Payarc. It supports internal teams (Applications, Underwriting, Risk) and external partners by defining documen...

  • Elaine Bandeira created an article,

    Underwriting & Risk: Skill-Based/Social Games

    PurposeThis article applies to all Skill-Based/Social Games applications submitted to Payarc. It supports internal teams (Applications, Underwriting, Risk) and external partners by defining documen...

  • Elaine Bandeira created an article,

    MCCs: Registered High Risk

    This article provides a comprehensive list of Visa and Mastercard Registered High-Risk Merchant Category Codes (MCCs) along with brief descriptions for each. These codes represent industries or bus...

  • Elaine Bandeira created an article,

    Restricted & Prohibited Industry Matrix

    The chart below outlines the industry acceptance guidelines for each of Payarc’s primary sponsor banks: Evolve Bank, Chesapeake Bank, and Pathward (Fiserv Wholesale ISO). Each sponsor bank maintain...

  • Elaine Bandeira created an article,

    Underwriting & Risk: Telehealth

    PurposeThis article applies to all telehealth merchant applications submitted to Payarc. It supports internal teams (Applications, Underwriting, Risk) and external partners by defining documentatio...

  • Elaine Bandeira created an article,

    Underwriting & Risk: Mid Risk

    PurposeOutlines eligibility requirements and review standards for Mid-Risk merchants, including processing history, dispute thresholds, and how applications are evaluated and monitored. See content...

  • Elaine Bandeira created an article,

    Underwriting & Risk: Partner Guidelines

    PurposeThis document outlines the underwriting evaluation criteria and associated requirements for merchant applications submitted through Payarc. These guidelines are designed to help partners un...

  • Elaine Bandeira created an article,

    Underwriting & Risk: Telehealth

    PurposeThis article applies to all telehealth merchant applications submitted to Payarc. It supports internal teams (Applications, Underwriting, Risk) and external partners by defining documentatio...

  • Elaine Bandeira created an article,

    MCCs: Registered High Risk

    This article provides a comprehensive list of Visa and Mastercard Registered High-Risk Merchant Category Codes (MCCs) along with brief descriptions for each. These codes represent industries or bus...