Jeymi Aguero
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Articles
Recent activity by Jeymi Aguero-
*❓Merchant Dashboard FAQ
Purpose The purpose of this FAQ is to provide merchant dashboard users with quick access to common Payarc Gateway processes, troubleshooting steps, and account management instructions. This documen...
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Terminal Authorization Decline & Error Codes
PurposeThis article helps you understand common terminal response codes, what they mean, and what steps to take when a transaction isn’t approved.When a payment doesn’t go through, your terminal or...
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Terminal Troubleshooting Guide (Universal)
PurposeThis guide provides a standardized approach to troubleshooting common terminal issues across supported devices (PAX, Dejavoo, Valor, etc.). It is designed to quickly identify and resolve the...
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Merchant Risk Levels
OverviewMerchants are assigned a risk classification based on factors such as their industry, processing history, transaction behavior, and financial standing.Risk levels help determine appropriate...
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Card Present vs Card Not Present Transactions
OverviewPayment transactions generally fall into two categories based on whether the payment card is physically present during the purchase. These categories are known as Card Present (CP) and Card...
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How Payment Processing Works
OverviewPayment processing is the system that allows businesses to accept credit cards, debit cards, and digital payments from customers. When a customer makes a purchase using a card, the transact...
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How to Respond to a Chargeback
PurposeWhen a cardholder disputes a transaction, a chargeback case is created and the disputed funds are temporarily removed from the merchant’s account. Merchants have the opportunity to respond t...
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Understanding Payment Processing Fees
OverviewWhen a business accepts credit or debit card payments, several parties are involved in processing the transaction. As a result, transaction fees are made up of multiple components, includin...
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The Payarc Way
OverviewThe Payarc Way represents the values and behaviors that guide how we work with each other, our partners, agents, and merchants. These principles shape our culture, influence our decisions, ...
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ACH Returns: What They Are and How to Resolve Them
PurposeThis article explains what ACH returns are, outlines common reasons why they occur, and provides clear guidance on how merchants and partners can resolve them. It also highlights Payarc’s po...