Chesapeake Bank: 6:00 PM and 9:00 PM EST (Dual cut-off windows). Next Day Funding Available. Evolve Bank & Trust: 6:00 PM EST (Monday-Saturday), 2:00 PM EST (Sunday). Same Day Funding Available. Synovus: 6:00 PM EST (Monday-Saturday), 2:00 PM EST (Sunday). Payliance: 8:00 PM EST (Daily).

PCI Compliance refers to the Payment Card Industry Data Security Standard (PCI DSS)—a set of security requirements designed to ensure that all merchants who process, store, or transmit credit card information maintain a secure environment. Maintaining PCI Compliance is critical for protecting your business and your customers from data breaches and fraud. <b>Non-compliance not only increases the risk of a security incident but may also result in additional monthly fees and potential fines.</br>

The Deposit Summary shows when funds are sent to your bank and what transactions are included. You’ll see the deposit date, amount, and any fees or reserves deducted. If your account has a funding delay, your deposit may arrive 1–2 days after processing. Use this section to track cash flow and match deposits with your sales activity. For a deeper breakdown, you can download detailed reports directly from the dashboard.

If you’re on the Dual Pricing Program, your batch report shows both the card and cash prices, while your deposit report reflects the card amount after removing the built-in fee. This difference is expected—your merchant account is funded based on the discounted (cash) price, not the full card total. Always refer to the deposit report for the actual amount sent to your bank

The chart in the link below outlines the industry acceptance guidelines for each of Payarc’s primary sponsor banks: Evolve Bank, Chesapeake Bank, and Pathward (Fiserv Wholesale ISO). Each sponsor bank maintains its own compliance policies and risk thresholds, which determine whether an industry is classified as Restricted, Prohibited, or acceptable under certain conditions.